Summary of Coverage

Summary of Coverage

Benefits and services included in, and excluded from, coverage 

The Together with Children’s Community Health Plan (CCHP) contract is for an Exclusive Provider Organization (EPO). As an EPO, our plan is designed to cover in-network services only. Except as specifically stated in our contract, services received from an out-of-network provider will not be covered. In addition, certain services that members wish to receive from in-network providers require prior authorization. If services are obtained from an out-of-network provider that are covered under this contract, the maximum allowable amount will be determined based on this contract’s fee schedule, usual and customary charges, or other method as defined in our contract. The fact that a healthcare practitioner has performed or prescribed a medically necessary procedure, treatment, or supply, or the fact that it may be the only available treatment for a bodily injury or Illness, does not mean that the procedure, treatment or supply is covered under our contract.

The Together with CCHP plan is designed to cover medically necessary services which are performed at an in-network institution. Medically necessary items would include any medical service, supply or treatment authorized by a practitioner for preventive or screening purposes or to diagnose and treat a member’s illness or injury which:

  • Is consistent with the symptoms or diagnosis;
  • Is provided according to generally accepted medical practice standards;
  • Is not custodial care;
  • Is not solely for the convenience of the practitioner or the covered person;
  • Is not experimental or investigational treatment;
  • Is provided in the most cost effective care facility or setting;
  • Does not exceed the scope, duration, or intensity of that level of care that is needed to provide safe, adequate, and appropriate diagnosis or treatment; and
  • When specifically applied to a hospital confinement, it means that the diagnosis and treatment of your medical symptoms or conditions cannot be safely provided as an out-patient.

We provide benefits for the following medically necessary covered services.

  • Ambulance Services
  • Autism Spectrum Disorder
  • Autism intensive/non-intensive level services 
  • Breast Reconstruction
  • Chiropractic care
  • Clinical Trials
  • Cochlear Implants
  • Contraceptive Coverage and Family Planning
  • Dental services – Accident Only  
  • Dental/Anesthesia Services
  • Diabetes Services
  • Diagnostic Services
  • Durable Medical Equipment and Supplies
  • Emergency Health Services – Outpatient 
  • Enteral Nutrition in the Home
  • Genetic Testing and Counseling 
  • Habilitative Services 
  • Hearing Aids 
  • Home Health Care
  • Hospice Care
  • Hospital – Inpatient stay
  • Inpatient Rehabilitation
  • Kidney Disease Services
  • Laboratory Services
  • Medical Supplies
  • Mental Health and Substance Abuse Disorders
  • Medical Nutrition Education
  • Outpatient Services
  • Pharmaceutical Products 
  • Podiatry Services
  • Pregnancy – Maternity Services 
  • Preventive Care Services 
  • Prosthetic Devices 
  • Reconstructive Procedures 
  • Rehabilitate Services
  • Skilled Nursing Facility
  • Temporomandibular Joint Disorder Services  
  • Organ and Tissue Transplant Services
  • Urgent Care
  • Urinary Catheters
  • Vision Care Services – Pediatric

Exclusions and Limitations 

In addition to medically necessary covered benefits, there are also certain benefits that have been deemed as not medically necessary and would not be covered under this contract. Those include:

  • Alternative Treatments 
  • Assisted Fertilization
  • Autism Spectrum Disorder Services 
  • Bariatric Surgery
  • Blood
  • Cosmetic Surgery and Services
  • Court Ordered Care
  • Custodial Care
  • Dental services not provided in this plan
  • Devices, appliances, and prosthetics 
  • Employment-related or Employer-Sponsored
  • Engaged in an illegal act or occupation
  • Experimental/Investigational
  • Food Supplements/Vitamins
  • Foot Care
  • Genetic Counseling and Testing
  • Growth Hormones
  • Habilitative Services 
  • Home Care
  • Employment, School, and Travel Related Services
  • Maintenance Therapy
  • Maternity Services
  • Medical Services/Supplies Not Provided in this Contact
  • Medically Unnecessary Services
  • Mental Health and Substance Use Disorder Services
  • Military Service
  • Nutritional Supplements
  • Oral Surgery
  • Other Payer Source
  • Out-of-Network/Non-Participating Providers
  • Over the Counter Drugs
  • Other Prescription Drugs
  • Personal Care, Comfort, or Convenience 
  • Private Duty Nursing
  • Reproduction
  • Transplants
  • Transportation
  • Treatment Outside the USA
  • Type of Care
  • Weight Reduction and Weight Modification
  • Workers Compensation 
  • Any services, supplies, or treatments not specifically listed in this contract, unless preventive 

Charges incurred for treatment that is not medically necessary are not eligible service expenses.

Out-of-network providers or outside of the service area. 

There is no coverage available outside of the service area, unless it is an emergency or if prior authorization has been obtained. If a member is outside of the service area, or if a member is in the service area, but is seeking coverage by an out-of-network provider, and it is not an emergency, and prior authorization has not been obtained, that member will be responsible for all related fees and expenses.

Source – Evidence of Coverage (pages 1, 14, 27, 31-49, 53-62)




Children's Community Health Plan

PO Box 56099
Madison, WI 53705

Together with CCHP

Children's Community Health Plan

PO Box 1997, MS 6280
Milwaukee, WI 53201


All Rights Reserved.